Financing
Get approved with no impact to your credit for up to $10,000 and pay for your purchase over time.
FAQS
What can I finance?
Based on your application details and what each merchant has chosen to offer, you may qualify for financing offers ranging from $150 to $5,000. Some select merchants may offer financing offers up to $10,000 in limited circumstance. Available financing products are determined by a number of factors, which include but are not limited to your state of residency, credit profile, the credit policies for each lender, and the products your merchant has chosen to offer.
What type of financing does Credova offer?
Through the Credova platform, you may be approved for one or more different forms of credit, including: a retail installment sales contract (RISC), a closed-end consumer loan, a pay-in-4 financing agreement, and/or closed-end consumer lease agreement. The financing product(s) that may be available to you is determined by a number of factors, including your state of residency, credit profile, and the products your merchant has chosen to offer.
What if I have bad credit?
Credova considers all credit types in the approval process. Keep in mind, there is no hard credit inquiry as part of the application process, so applying won’t affect your credit score.
How do I make payments?
We offer several convenient ways to make a payment:
By Phone: Call our billing partner, Monterey Financial, directly at (877) 399-6374.
Online: Log in at my.credova.com or visit www.montereyfinancial.com to access your account and make a payment.
By Mail: To avoid potential processing fees, you can mail a check to:Monterey Financial ServicesPO Box 5199Oceanside, CA 92052
Monterey Financial handles all billing and payment matters for Credova accounts.